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Chargebacks911 eBook

A Trident of Change
in Europe

Understanding the Digital Single Market (DSM), the Revised Payments Services Directive (PSD2) and the General Data Protection Regulation (GDPR)

Download our latest whitepaper now to explore:

  • Policy overview and implications
  • Privacy regulations, a step too far?
  • PSD2: increasing innovation
  • The GDPR burden
  • Brexit’s role in changing policies

Staying One Step Ahead

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The Changing Regulations Affecting Merchants Worldwide

Education is key to keeping up with the rapidly evolving payments industry. With thorough understanding of the three major policy initiatives currently in preparation in the European Union, you can turn the challenges that come with them to your advantage.

In the next eighteen months, all merchants trading in Europe will be affected by changing regulations. In this exclusive white paper, we join forces with PIPL, ACI Worldwide, Kount and the Emerging Payments Association to dissect what the three legislations mean, the likely effects and possible side-effects for business worldwide.

Presented by:

In Conjunction with:

Introduction: Understanding DSM, PSD2 & GDPR

Three major policy initiatives with significant implications for global eCommerce are currently in preparation in the European Union:

  • The Digital Single Market (DSM)
  • The Revised Payment Services Directive (PSD2)
  • General Data Protection Regulation (GDPR)

The Digital Single Market, Revised Payment Services Directive and the General Data Protection Regulation are all complex and occasionally bewildering pieces of legislation, which aim to transform the European online market and improve services by promoting innovation. However, as they are yet to be fully implemented, organisations are understandably concerned about what they will look like in practice as opposed to on paper.

Will global merchants from outside the region still be able to compete in Europe or will the new regulations be used as a form of protectionism? Will they fight fraud and chargebacks or unwittingly contribute to them? And how will Brexit – the unstable factor in the immediate future of the EU – impact all of this?